Presunciones sobre la emisión de cheques sin fondos

Explicación Simple

Cuando alguien escribe un cheque sin tener dinero en el banco, puede haber problemas. Si el banco rechaza el cheque y no se paga después de un aviso, se puede asumir que la persona sabía que no tenía dinero.

Es como cuando prometes a un amigo que le pagarás una pizza, pero al momento de pagar, no tienes dinero en tu billetera. Si no pagas después de que te lo recuerdan, tu amigo podría pensar que no tenías intención de pagar desde el principio.

Ejemplo Práctico

Imagina que Juan le escribe un cheque a su amigo Carlos por $100 para pagarle por un favor. Juan no tiene cuenta en el banco o la tiene cerrada, y el cheque es rechazado. Si Juan no paga a Carlos después de recibir un aviso, se podría pensar que Juan sabía que no podía pagar desde un inicio.

Penalidades

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Texto Original del Estatuto (Inglés)

13-1808 . Presumptions relating to issuing a bad check; proof of presentation; nonpayment; protest; notice A. For the purposes of this chapter, the issuer's knowledge of insufficient funds may be presumed if either: 1. The issuer had no account or a closed account with the bank or other drawee at the time the issuer issued the check. 2. Payment was refused by the bank or other drawee for lack of funds on presentation within thirty days after issue and the issuer failed to pay the holder in full the amount due on the check, together with reasonable costs, within twelve days after receiving notice of that refusal. B. If a person obtained property or secured performance of services by issuing or passing a check when the issuer did not have sufficient funds in or on deposit with the bank or other drawee for the payment in full of the check as well as all other checks then outstanding, the person's intent to deprive the owner of property or to avoid payment for service under section 13-1802 may be presumed if either: 1. The issuer had no account or a closed account with the bank or other drawee at the time the issuer issued the check. 2. Payment was refused by the bank or other drawee for lack of funds on presentation within thirty days after issue and the issuer failed to pay the holder in full the amount due on the check, together with reasonable costs, within twelve days after receiving notice of that refusal. C. Nothing in this section prevents the prosecution from establishing the requisite intent by direct evidence. D. Notice may be actual notice or notice in writing that is sent by registered or certified mail, return receipt requested, or by regular mail that is supported by an affidavit of service by mailing. Written notice shall be addressed to the issuer at the is