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No. 10144714
United States Court of Appeals for the Ninth Circuit
Shields v. Credit One Bank, N.A.
No. 10144714 · Decided October 16, 2024
No. 10144714·Ninth Circuit · 2024·
FlawFinder last updated this page Apr. 2, 2026
Case Details
Court
United States Court of Appeals for the Ninth Circuit
Decided
October 16, 2024
Citation
No. 10144714
Disposition
See opinion text.
Full Opinion
NOT FOR PUBLICATION FILED
UNITED STATES COURT OF APPEALS OCT 16 2024
MOLLY C. DWYER, CLERK
U.S. COURT OF APPEALS
FOR THE NINTH CIRCUIT
KAREN SHIELDS, No. 23-2955
D.C. No.
Plaintiff - Appellant, 2:19-cv-00934-JAD-NJK
v.
MEMORANDUM*
CREDIT ONE BANK, N.A.; CREDIT ONE
FINANCIAL; SHERMAN FINANCIAL
GROUP, LLC,
Defendants - Appellees.
Appeal from the United States District Court
for the District of Nevada
Jennifer A. Dorsey, District Judge, Presiding
Submitted October 11, 2024**
Las Vegas, Nevada
Before: BEA, BENNETT, and MILLER, Circuit Judges.
Karen Shields appeals the district court’s grant of summary judgment in
favor of her former employer, Credit One Bank, on her single claim of disability
*
This disposition is not appropriate for publication and is not precedent
except as provided by Ninth Circuit Rule 36-3.
**
The panel unanimously concludes this case is suitable for decision
without oral argument. See Fed. R. App. P. 34(a)(2).
discrimination and failure to accommodate under the Americans with Disabilities
Act (ADA), 42 U.S.C. § 12112(a). Because the parties are familiar with the facts,
we recount them only as relevant to our decision. We have jurisdiction under 28
U.S.C. § 1291, and we affirm.
We review de novo the district court’s grant of summary judgment, viewing
the evidence in the light most favorable to Shields, the nonmoving party, to
determine whether there are genuine issues of material fact. See Csutoras v.
Paradise High School, 12 F.4th 960, 965 (9th Cir. 2021).
1. We analyze Shields’s ADA claim under the McDonnell Douglas burden-
shifting framework. See Curley v. City of North Las Vegas, 772 F.3d 629, 632 (9th
Cir. 2014) (citing McDonnell Douglas Corp. v. Green, 411 U.S. 792, 802–04
(1973)). First, the plaintiff must establish a prima facie case of discrimination.
McDonnell Douglas, 411 U.S. at 802. Second, the burden shifts to the employer to
“articulate some legitimate, nondiscriminatory reason” for the termination. Id.
Third, once the employer has done so, “the burden shifts back to the employee to
prove that the reason given by the employer was pretextual.” Curley, 772 F.3d at
632.
Shields suggests that this court should forgo any analysis under McDonnell
Douglas and instead look to Humphrey v. Memorial Hospitals Ass’n, 239 F.3d
1128 (9th Cir. 2001). Contrary to Shields’s suggestion, Humphrey does not
2 23-2955
articulate an alternative framework to McDonnell Douglas. Where, as here, the
employer “disclaims any reliance on the employee’s disability in having taken the
employment action,” McDonnell Douglas provides the appropriate analytical
framework. Snead v. Metropolitan Property & Cas. Ins. Co., 237 F.3d 1080, 1093
(9th Cir. 2001) (quoting Mustafa v. Clark Cnty. School Dist., 157 F.3d 1169,
1175–76 (9th Cir. 1998)).
2. We assume that Shields established a prima facie case of disability
discrimination and failure to accommodate, namely that (1) she was a disabled
person within the meaning of the ADA, (2) she was a qualified individual with a
disability who can perform the essential functions of the job, and (3) she was
terminated because of her disability. See Nunes v. Wal-Mart Stores, Inc., 164 F.3d
1243, 1246 (9th Cir. 1999) (disability discrimination); Samper v. Providence St.
Vincent Med. Ctr., 675 F.3d 1233, 1237 (9th Cir. 2012) (failure to accommodate);
42 U.S.C. § 12112.
Next, we agree with the district court that Credit One “proffered a
legitimate, nondiscriminatory reason for Shields’s termination.” Credit One
explains that Shields was terminated because her “HR Generalist position was
eliminated as part of an on-going restructuring of the HR department, which was
initiated by the hiring of a new head of the department months before Shields even
knew that she needed a biopsy.” On appeal, Shields does not dispute that “some
3 23-2955
employees were hired, fired or transferred after [the new department head] was
hired.” Instead, she claims that Credit One failed to produce documentary or
corroborative evidence to substantiate its restructuring rationale. But an employer
is not required to produce such evidence to establish that its rationale is legitimate
and nondiscriminatory. See Texas Dept. of Cmty. Affs. v. Burdine, 450 U.S. 248,
255 (1981) (requiring only “admissible evidence”).
Shields’s claim fails at the third step because her various attempts at
demonstrating pretext are insufficient to raise a genuine issue of material fact. Her
argument that Credit One’s restructuring rationale lacks documentation is
“[m]erely denying the credibility of the employer’s proffered reason[],” which
does not defeat summary judgment. Munoz v. Mabus, 630 F.3d 856, 865 (9th Cir.
2010). Her assertion that another HR employee absorbed her duties and ultimately
replaced her position is not supported by the record, given that Credit One hired
the alleged replacement to perform other HR functions two weeks before Shields’s
original eight-week leave, and Credit One did not hire another HR generalist after
Shields’s termination. That Shields’s job duties were redistributed among other HR
employees so that her work could be continued while she was on leave does not
create a triable issue of pretext. See Mendoza v. Roman Cath. Archbishop of Los
Angeles, 824 F.3d 1148, 1149 (9th Cir. 2016) (finding no pretext when the
plaintiff’s full-time role was eliminated because her boss had taken over some of
4 23-2955
her duties during her sick leave). Likewise, the personal messages that Shields
received from her coworkers, who did not discuss the elimination of Shields’s
position, have no bearing on pretext. Finally, the timing of Shields’s termination,
which took place in close proximity to her request for a leave extension, may be
sufficient to establish a prima facie case of discrimination, but as circumstantial
evidence of pretext, it is not specific and substantial enough to create a genuine
dispute of fact. See Snead, 237 F.3d at 1094.
AFFIRMED.
5 23-2955
Plain English Summary
NOT FOR PUBLICATION FILED UNITED STATES COURT OF APPEALS OCT 16 2024 MOLLY C.
Key Points
01NOT FOR PUBLICATION FILED UNITED STATES COURT OF APPEALS OCT 16 2024 MOLLY C.
02MEMORANDUM* CREDIT ONE BANK, N.A.; CREDIT ONE FINANCIAL; SHERMAN FINANCIAL GROUP, LLC, Defendants - Appellees.
03Dorsey, District Judge, Presiding Submitted October 11, 2024** Las Vegas, Nevada Before: BEA, BENNETT, and MILLER, Circuit Judges.
04Karen Shields appeals the district court’s grant of summary judgment in favor of her former employer, Credit One Bank, on her single claim of disability * This disposition is not appropriate for publication and is not precedent except as pr
Frequently Asked Questions
NOT FOR PUBLICATION FILED UNITED STATES COURT OF APPEALS OCT 16 2024 MOLLY C.
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