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No. 10322250
United States Court of Appeals for the Ninth Circuit
Deanna-Kathleen Yates v. the Money Source, Inc.
No. 10322250 · Decided January 28, 2025
No. 10322250·Ninth Circuit · 2025·
FlawFinder last updated this page Apr. 2, 2026
Case Details
Court
United States Court of Appeals for the Ninth Circuit
Decided
January 28, 2025
Citation
No. 10322250
Disposition
See opinion text.
Full Opinion
NOT FOR PUBLICATION FILED
UNITED STATES COURT OF APPEALS JAN 28 2025
MOLLY C. DWYER, CLERK
U.S. COURT OF APPEALS
FOR THE NINTH CIRCUIT
DEANNA-KATHLEEN YATES; RONNIE No. 23-16005
YATES,
D.C. No. 1:23-cv-00155-JLT-EPG
Plaintiffs-Appellants,
v.
MEMORANDUM*
THE MONEY SOURCE, INC., DBA
Endeavor America Loan Services;
MIDLAND MORTGAGE; TRUSTEE,
REMIC PASS-THROUGH CERTIFICATES
FANNIE MAE REMIC TRUST 2017-21;
FANNIE MAE, Mail Draw Assignments;
CALAVERAS COUNTY CLERK
RECORDER; CENLAR FSB CORPORATE
HEADQUARTERS; MORTGAGE
ELECTRONIC REGISTRATION
SYSTEMS, INC.,
Defendants-Appellees.
Appeal from the United States District Court
for the Eastern District of California
Jennifer L. Thurston, District Judge, Presiding
Submitted January 22, 2025**
*
This disposition is not appropriate for publication and is not precedent
except as provided by Ninth Circuit Rule 36-3.
**
The panel unanimously concludes this case is suitable for decision
without oral argument. See Fed. R. App. P. 34(a)(2).
Before: CLIFTON, CALLAHAN, and BENNETT, Circuit Judges.
Deanna-Kathleen Yates and Ronnie Yates appeal pro se from the district
court’s judgment dismissing their action alleging federal and state law claims
concerning the discharge of debt connected to their real property. We have
jurisdiction under 28 U.S.C. § 1291. We review de novo a dismissal under Federal
Rule of Civil Procedure 12(b)(6). Puri v. Khalsa, 844 F.3d 1152, 1157 (9th Cir.
2017). We affirm.
The district court properly dismissed plaintiffs’ sole federal claim under § 1
of the Sherman Act because plaintiffs failed to allege facts sufficient to state a
plausible claim. See Optronic Techs., Inc. v. Ningbo Sunny Elec. Co., 20 F.4th
466, 479 (9th Cir. 2021) (setting forth elements of an antitrust claim under 15
U.S.C. § 1).
The district court did not abuse its discretion in denying supplemental
jurisdiction over plaintiffs’ remaining state law claims. See Dyack v. Northern
Mariana Islands, 317 F.3d 1030, 1037-38 (9th Cir. 2003) (setting forth standard of
review and explaining that 28 U.S.C. § 1367(c)(3) permits the district court to
decline to exercise supplemental jurisdiction over state law claims where the
district court “has dismissed all claims over which it has original jurisdiction”).
Contrary to plaintiffs’ contention, the district court lacked diversity
jurisdiction over the action. See Kuntz v. Lamar Corp., 385 F.3d 1177, 1181 (9th
2 23-16005
Cir. 2004) (“For a case to qualify for federal jurisdiction under 28 U.S.C.
§ 1332(a), there must be complete diversity of citizenship between the parties
opposed in interest.”).
We do not consider arguments and allegations raised for the first time on
appeal. See Padgett v. Wright, 587 F.3d 983, 985 n.2 (9th Cir. 2009).
Fannie Mae’s request for judicial notice, set forth in its answering brief, is
denied as unnecessary.
AFFIRMED.
3 23-16005
Plain English Summary
NOT FOR PUBLICATION FILED UNITED STATES COURT OF APPEALS JAN 28 2025 MOLLY C.
Key Points
01NOT FOR PUBLICATION FILED UNITED STATES COURT OF APPEALS JAN 28 2025 MOLLY C.
02COURT OF APPEALS FOR THE NINTH CIRCUIT DEANNA-KATHLEEN YATES; RONNIE No.
03MEMORANDUM* THE MONEY SOURCE, INC., DBA Endeavor America Loan Services; MIDLAND MORTGAGE; TRUSTEE, REMIC PASS-THROUGH CERTIFICATES FANNIE MAE REMIC TRUST 2017-21; FANNIE MAE, Mail Draw Assignments; CALAVERAS COUNTY CLERK RECORDER; CENLAR FS
04Thurston, District Judge, Presiding Submitted January 22, 2025** * This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3.
Frequently Asked Questions
NOT FOR PUBLICATION FILED UNITED STATES COURT OF APPEALS JAN 28 2025 MOLLY C.
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This case was decided on January 28, 2025.
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